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Stripe, a leading payment processing platform, has announced that its prices will be raised. Starting April 10, 2023, fees for card processing and disputes will be higher due to increases in network costs (in recent years, major card networks have introduced several new fees and increased existing fees), as well as increases in underlying service costs.

Investments in new products and services, as well as increased operational costs, are said to be the causes of the fee increase. The changes will result in a slight increase in transaction fees for all merchants who use Stripe’s services. The company claims that despite the cost increase, they will maintain one of the most aggressive and transparent pricing schemes in the industry. Because of how easy it is to use, how sophisticated its fraud protection is, and how many payment methods it can support, it is projected that many businesses will continue to use Stripe in spite of the fee increase.

At Splash, we have integrated Stripe into hundreds of e-commerce websites over the years. The following are the new transaction fees for cards, which will be broken out into multiple regional prices:

  • Standard European cards (most cards including American Express) will change from 1.4% + €0.25 to 1.5% + €0.25.
  • Premium European cards (commercial Visa/Mastercard) will change from 1.4% + €0.25 to 1.9% + €0.25.
  • International cards issued outside of Europe and the UK will change from 2.9% + €0.25 to 3.25% + €0.25.
  • UK cards will remain the same at 2.5% + €0.25.

Dispute fees will change from €15 to €20. Due to costs for managing dispute evidence submissions, we’ll no longer refund this fee if the customer’s bank resolves the dispute in your favor.

Alternative currency payouts (which allow European businesses to pay out to their bank accounts in a different currency) will now incur a 1% fee each time you send USD to a US bank account, with a minimum fee of US$2.50 per payout.

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If you have any questions please call Stephen or Kieran on 0818445566 or email

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